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Depreciation Rate & Premium Table for general/ Car Insurance?

Sep 16, 2009 by nimmy28677 | Posted in Insurance

Q: As I dig I suppose that the General Insurance premium tables for Auto-/Car Insurance is uniform for PSU Insurers - Is it so? Hence any PSU general insurer should be able to lay down with the EXACT Value that a Car that is insurable & hence the Premium amount. In line with the aforesaid, why is there discrepancies in the Cover provided and the Premium amount in a tyrannical fashion between PSU
Insurers(is it ignorance of the staff). Can anyone share the Depreciation calculate applicable, hence the Premium that should be reckoned for a Car bought in FY-2006 for which the previous Insurance has since lapsed on 24/05/2008.[P.S: This clarification is being sought in the insignificant of information that when a situation arises,only the
maximum permissible Official calculated (then)/qualified Cover can be claimed]
-Any professional Insurance counselors who can clarify?
ApnaAdvisor: Your reference does not specifically riposte my clarifications being sought - I don't need a general commercial website reference on Insurance.

FYI: Be wary now-a-days YA! hawks/ inspectors seem to interrupt usage of YA!
for such commercial solicitations/ posts.

A: Stop yourself - you can check your quotes in internet, for example here - autoinsurance.bebto.com

has the general insurance premiums come down in india after detariffing in jan 07? also tell me the rates then

May 30, 2007 by anjali s | Posted in Insurance

Q: I am doing a experimentation project on premiums in general insurance. So i want to find out the changes if any in premiums that may or may not have taken place this year. it would be accommodating if u could tell me the premiums amount for the previous and this year.

A: Yes, the rates have give up down. In fire and engineering Insurance the rates have come down by at least by 25%.

Which insurance company gives you the best premium on general contractors insurance in california?

Dec 05, 2006 by philpelaez | Posted in Insurance

Q: insurance general barrier

A: Depends on the standard of work, the percentage sub'd out, the annual gross receipts, etc.

Sorry, you're going to have to call around. I mull over Willis specializes in contractors, if you're a medium to large sized account (premiums over $100,000 excluding comp).

i take general insurance policy on 2nd oct 2009 and and its premium is very high .?

Oct 05, 2009 by aman s | Posted in Insurance & Registration

Q: now i m not interested to be prolonged this policy . i want to cancell this polcy.

A: autoinsurance.undonet.com - try this one. I in person have their car insurance, cause it is the cheapest for me in our area.

which insurance company gives you the best premium on general contractors insurance?

Dec 05, 2006 by philpelaez | Posted in Insurance

Q: general impediment insurance

A: Well we can't grass on you unless you tell us what state you live in.

This kind of insurance varies widely royal by state. Some states have good insurance laws that allow cheap coverage.

Some states have laws that mark off competition or have state courts that have made horrible coverage decisions in the name of 'protecting' consumers but have resulted in systems where premiums are sky grand.

Litigation is almost out of control in the contractor liability market. There's been an enormous increase in order action liability suits alleging construction defect in multi-next of kin housing units. Those enormous payouts to the plaintiff's trial firms means that you the policyholder get it in the shorts in terms of premiums.

I'm steadfast you already know this or you wouldn't be asking the question.

Insurance premium question for consulting firm startup?

Aug 03, 2007 by Walman | Posted in Insurance

Q: I'm theory of starting a consulting company. It would basically be a Management Services type Central Intelligence Agency. No design, construction, manufacturing, etc..

I don't want to call around for quotes just yet so I am wondering if anyone could give me a Violent idea regarding annual premium costs for the insurance coverages I will need. Specifically I'm wondering about Commercial General Debit, Workers' Comp, Professional Liability, and personal Health Insurance (I'm young and hale and hearty). Again just ballparks on what I can expect for annual premiums. If I had 1 or 2 co-owners how will that use the rates?

Thanks!

A: Well, the big in doubt is, what EXACTLY is management services? That's not a workers comp class code. And what's the Revealing on the professional liability? What type of BUSINESS do you want to consult for, what are the EXACT services you're effective to render, how many employees, what's the payroll and estimated sales?

AND, what's going to be required by go down with? Are "co-owners" partners, or shareholders? Are they active, or passive?

Look for these to be MINIMUMS, and it will only go up based on your answers above: GL, starting at $1,000 as a new venture, based on payroll or sales. Workers Comp, lowest premium of $500, but could be as much as 25% of your payroll. Depending on the class, minimum could be MUCH higher. Businesslike liability - plan on $1500 per employee. It could vary from $500 to $5,000, depending on the Faultless nature of the services rendered, per employee. Health insurance will be individually rated - with three non-associated people, that's not enough for a group in most states. So if you're 25 and healthy, $250 a month for legitimate you.

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General Insurance - What is Unearned Premium? - Financial Web

by Sequoia

Unearned Premium refers to the amount of an insurance premium that is paid in go on. It has not been earned by the insurer until the interval for the payment has been reached. For model, if an insured human being has a means payment due on the 20th of the month, is known, and makes a payment for the following month on the 15th, the premium he or she rightful paid is considered unearned until 5 days later when the payment is due for the fashionable month. The insurer must keep prints of all unearned premiums because if a bodily decides to redeem his or her custom the insurer is directorial for paying the cold hard cash from unearned premium back to the the strategy holder. Continuing with the same archetype, if the scheme holder made his payment on the 15th for a premium due on the 20th, but definite to nullify his coverage on the 17th because he switched to another presence; the insurance crowd he paid had not earned that payment yet, and therefore would owe him a refund match to any payment he made. This is to keep insurance companies from keeping capital paid to them in push, unless the programme stays busy days beyond recall the age the payment covers.

Source: General Insurance - What is Unearned Premium? - Financial Web