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Can Insurance Companies deny you coverage because of a fire?

Apr 07, 2009 by Malachi C. | Posted in Insurance

Q: My parents adrift their home earlier this year because of a fire.. They were gone on vacation at the time of the accident.. After the interrogation, it was determined that the cause of the fire was arson.. My parents were completely cleared of any wrong doings.. But now that insurance has settled up, they were told their homeowners insurance was dropped... And that no one would insure them for five years.. They are ten years away from diffident, and now without a home.. Is it possible for them to find coverage with someone?

A: These facts seem a teeny-weeny odd. If there was an incendiary fire that could not be traced back to them, then it should not negatively affect their rating. I would recommend that they shop around, providing prove as to the issues as asked by prospective agents (copy of the fire marshall's report, twin of the Proof of Loss submitted to the carrier).

Do a Residential Wind and Hail Builders Risk Insurance Polcies coverage include Fire?

Jun 28, 2009 by c10washington | Posted in Insurance

Q: Does a Residential Vain speech and Hail Builder's Risk Policy cover fire damage?

A: No.

If the means is specifically wind and hail coverage, that means you're in hurricane alley - FL, TX, or LA - and wind/salute is a SEPERATE coverage than regular "builders risk". Fortnightly builders risk covers both fire and hail/wind, when it's available.

So when it's being sold seperately, you'd have to buy coverage for BOTH fire, and finish up - two policies.

My company is requireing high insurance coverage, is it legal, can they fire me if I don't have it?

Jul 24, 2008 by ladyhareswood | Posted in Law & Ethics

Q: I succeed minimum insurance for me and my fiance (both work same place). and our company says that we destitution to have minimum level of $100,000 liability on property damage insurance, $100,000 onus on bodily injury and $300,000 per occurrence. No way I can afford that on my pay....

A: The assembly can not legally force you to pay for additional insurance coverage unless the company is going to reimburse you for the expense.

Do you have an calling contract that requires the coverage?

Is there a company policy in writing to that affect?

I would call the state's Dept of Labor and ask.

Is insurance coverage a right?

Oct 09, 2008 by Valentine | Posted in Politics

Q: I'm referring to salubriousness insurance....

If you believe this is a RIGHT, do you believe auto coverage, flood insurance, fire insurance are a right as well?

Is there a difference between a out to health insurance and a right to health care?

Where would I find cheap fire, water, and personal liability insurance for international students?

Jun 26, 2008 by TheJF | Posted in Insurance

Q: I'm a Canadian schoolgirl going on exchange to Japan for a year, and I'm required to take property insurance against fire or water impair covering at least $15,000 USD (¥1,500,000), tenant liability coverage (fire) for $100,000 USD (¥10,000,000) and derogatory liability insurance for $1,000,000 USD (¥100,000,000) and since I'm already stretching my budget far enough to go on this exchange, I'm looking for reliable, low rates that would satisfy the requirements.

A: You call for to talk to the school you're going to, to cover this. Odds are, it will cost you about $100 USD a year, from a Japanese retinue.

I have recently purchased a decent 3bhk flat in a coastal town.I would like to get insurance coverage for this

Oct 26, 2007 by jayaraman n--chemm | Posted in Insurance

Q: I have prchased a adequate 3BHK flat recently.I would like to get insurance coverage for my flat for fire,burglary,and damage due to cyclone,storms etc. A wide coverage for reasonable premium can also be considerd. Which company and what type of policy would you recommed.

A: Yes. Insurance Coverage for Digs Flats Present in

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Fire Insurance

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Fire Insurance

by matt

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Reckon Steady You Securing/Have Fire Insurance

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Tactics Specifics

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