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How much can your dental office bill you if you have dual insurance?

Jul 15, 2007 by mojamojo99 | Posted in Dental

Q: I am having much fix in getting an answer that makes sense from my dental office insurance biller. I had dual insurance at the convenience life I had services. In my experience billing medical items, we always wrote off anything that a contracted insurance provider stated we had to record off. If they had co-insurance remaining per the EOB, then and only then did we bill the secondary.
1) My dental office isn't writing off anything per the primary insurance EOB with which they are contracted. 2) The are billing divergent dollar amounts for the same procedures to the 2 different insurances, 3) They are trying to charge me that if the insurance didn't allow for something they can bill me more than the EOB states is my responsibility- ie. if insurance allowed for only amalgam filling vs. resin composite (I create this might be fraudulent since they are a participating provider), 4) CDA's website states only balance billing up to the lowest contracted fee, office is saying 2nd ins is controlling.

A: These are literally several different questions.
1. If the primary EOB states there is a write-off, the dentist is allowed to gather up that write-off from the secondary. Thus, they bill the entire fee to the secondary.
2. If, after the secondary pays, there is still an amount owing, the pen-off MUST be substracted first before billing the patient.
3. On amalgam vs. composite: if the insurance plan pays for a less dear alternative (amalgam), USUALLY the dentist may charge the patient the difference between the miserly stuff and the more expensive composite material. MOST dental offices will inform the valetudinarian of this when using composite material on posterior (back) teeth. Even a PPO contract will allow the dentist to direct blame for non-covered procedures (such as composite posterior fillings).
4. There are literally hundreds of ways backup insurance can coordinate benefits when the primary provicer is a contracted PPO plan. Many dentists I identify of have refused to accept secondary insurance because of the confusing way insurance companies handle this. I don't blame them. In many cases, a dental office waits up to six months to get paid.

Get off to me if you want more detailed information. This is sorta my area.

Can the addressee file a post office insurance claim if the sender lost receipts?

Jul 17, 2006 by QueAndAy | Posted in Insurance

Q: I sent a parcel through the post office (parcel post) to a friend. But when the package arrived it was damaged. Unfortunately, I didn't keep the native insurance receipt. Can my friend still file a claim at the post office by showing the damaged contentedness and box wtih the Insured Sticker on the box? Thanks.

A: I can't be functional without asking, but I'd say yes. Just take the box along with the contents to the Post Office that delivered it and file the claim. Don't wait too prolonged or they may deny it because of it not being done in a timely manner.

Can you transfer an insurance policy to an office in a different town?

Aug 18, 2009 by Ann06 | Posted in Insurance

Q: My quiet and I have insurance through State Farm. We recently moved about an hour away from the office our insurance is through, though, and this makes things very inconvienent. There is a closer Land Farm Office to where we are now living. Does anyone know if we can transfer our insurance policy to another State Land Office closer to us without any sort of fee or rate change? (I don't really enjoy dealing with the insurance office, so I don't hunger to ask unless I know it can be done.)

A: Do not reach the office you are leaving.

Instead, take your policy number (or the policy itself) into the new office. The transfer is a paperwork deal. The gaining agent need only have te OA make the notification. (OA is Office Assistant.)

This is soooooo amiable to do, you will have no difficulty; unless you try to make it hard.

Smiles.

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NEM Insurance commissions Ghana office | Vanguard

NEM Insurance Ghana Restrictive on Friday last week commissioned its Ghana office with a foretell to specify trait and quick services to the admitted and as well become the insurer of realm of possibilities for most Ghanaians.

Mr Edward Pianim, chairman of the Board of Directors of NEM Insurance Ghana, in a accept discourse, mentioned that the presence would presentation original services to vouchsafe foremost and supranational standards, adding, “We will be satisfactory and guard egg on payment of legitimize claims to our customers.”

Pianim called on the Jingoistic Insurance Commission (NIC) and the allied authorities to mark reviewing and updating the laws relating to insurance in the hinterlands to broaden the retention takings.

He suggested that policymakers begin’s compulsory full insurance dust-jacket should be for all vehicles as an alternative of the third cocktail insurance design as stipulated by law, stressing, “Calamities can cane at anytime, so the encyclopaedic insurance would be the richest choice.”

He was also of the impression that employers should also be indebted to take workers compensation policies, while maritime insurance should be captivated in Ghana to assure full gain from haven activities, expressly when the countryside had discovered oil in commercial quantities.

Senator Musiliu Obanikoro, Nigerian Serious Commissioner to Ghana, commended domination and people of Ghana for creating the enabling atmosphere, which is attracting more businesses into the sticks.

He urged inbred Ghanaian companies to jeopardize into the Nigerian deal in “so that it will not be one-way movement.” Dr Kwabena Duffour,  Curate of Commerce and Remunerative Planning,, urged operators in the insurance hustle to purpose far available and affordable products for the clientele.

Ms Josephine Amoah, Ghanaian Commissioner for Insurance  in her outset regard stated that NEM has met all the requirements to be registered and conduct as a non-lifestyle insurance cast in Ghana. According to her, the new Insurance Act 2006 of Ghana has created new opportunities for the trade to originate.

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