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heath insurance?

Apr 16, 2007 by mitzey | Posted in Women's Health

Q: i fundamental to but some heath insurance for myself ,does anyone know any good ones out there.not some fly by nite crap.....humana ,dispirited cross and shield r good,but what eles is out there/and also as soon as u sign up 4 one how long do u have to stand by to have surgary,,is there a waiting period.if its not a pre egsiting condition,does anyone know?

A: A lot depends on your in the air health condition. If you have serious health problems, you are not likely to qualify for an individually-owned design. But, assuming good health, you probably can't go wrong with a policy from "the Blues" (Gloomy Cross/Blue Shield). There are other quality carriers, depending on what declare you are in. (One to stay away from is Mega - low premiums, patchy coverage.)

If you are not currently covered by a method, you will have a waiting period for claims payment involving pre-existing conditions (things for which you have been medically treated or for which you have captivated medication). Some plans require six months, others a year.

Your best bet is to find a trusted health insurance agent, one that specializes in health insurance for individuals and groups. One professional designation that may disclose dedication to the business is Registered Health Underwriter (RHU). There are others, as well. But, exactly because an agent has a bunch of capital letters after his/her name doesn't necessarily mean that they are on the level and looking out for your best interest. Ask around and get a referral from a trusted friend or small business personally. You can try the Internet, if you wish, but you are better served by an agent that can help you find the plan that is most successfully for you at the lowest premium possible.

Be prepared to pay high premiums unless you take violent deductibles (pay most of the small costs for care yourself) and open up a health savings account (HSA). Your vehicle can advise you on how to set that up and why it may save you money in the long run.

Is it possible to get heath insurance in the US w/ a pre-existing condition I was born with?

Jan 22, 2009 by Emily | Posted in Insurance

Q: I was born and raised in Ontario, Canada, and we get available heath care. But I'm moving to California for school in a little while, and I have a few questions about heath insurance. I was born w/ a serious courage condition that required several surgeries and will probably require even more in the future. Is it possible for me to get heath insurance w/ a pre-existing heath accustom like that?

A: You should affix for Medi-Cal, It is the state run insurance. If you get your medical records for you condition (all hospital stays, procedures, medications etc). You could restrict for it, I get 100% coverage and 100% medication coverage.

If this doesn't work, I had a responsibility partner from Germany, and he got his free health care extended to the U.S some how...look into that.

If you have to buy unfriendly insurance, look to see if your college has a program, it will most likely have lower premiums than just in person insurance if you can get it.

Someone I know has cardiac problems and no heath insurance. How can he get help?

Oct 07, 2007 by Alakazam | Posted in Heart Diseases

Q: Someone I am very mingy to is having cardiac problems, but has no heath insurance. He does not want to see a cardiologist because he knows that if they find someting to fix, he won't be capable to afford the procedure anyway. I'm very afraid for him. Is there anyting that can be done?

A: Try for Medicaid. Or, if their symptoms become existence-threatening, go to the ER of your local community hospital and once the patient is stablized and admitted, a group worker will facilitate applying for medicaid. In the long run, every hospital has a duty to stabilize every unswerving that comes through the door, regardless of their ability to pay for services.

Health Insurance Companies

2008 Presidential Runner Ralph Nader answers a question about the role of health insurance companies in his country-wide heath care plan. From the ...

Anti-Choice On Health Insurance Reform : Post Politics: Political ...

by Kleinheider

This is a understandable catchphrase in the healthcare consider but let me say conservative now: when it comes to healthcare, I don’t scarcity “option.”

Or, to be more finical, I don’t covet a “preference among insurance plans.” That is utterly the last constituent I indigence to behave with pure now. You judge devise I have the in good time always or energy to probing a whole nations’ quality of insurance plans to find the one make up for for me? Who wants to negotiation with that?

And you conscious what comes with the “uninhabited supermarket”? Advertising.

Look, I’ve got enough hassles in my day to day lifestyle rightist now. I can ensure you, the very last id I covet is to be inundated with more spam e-send, ammunition advertising, spam-Tweets, unqualified dispatch pieces, billboards, telemarketing phone calls, TV ads, etc. etc. about this or that insurance blueprint.

I do not neediness that. Indeed, I lack you people to drop out of me the [fudge] alone.

I’m shocked. Well. Almost.

If you don’t neediness to settle upon, SoBe, okay. Misguide a dart, suffer vertigo a grit, fall the dice or ingratiate oneself with 52 Pick Up with a few of drawing brochures.

But don’t let your laziness and deficit of interest limit the choosing of options for others. That’d be like me saying since I’m Childfree I desire the guidance to bandit having babies so I don’t have to trade with the hassle of other people’s kids.

Forwardness does not fitted merchandising. That is my aspect.

I’m not saying I requisite someone else (for sample, govt) to establish the outcome for me. But I don’t see why it has to be a “marketplace,” either.

As I said in the take a rest of the post, which ACK did not regenerate here, all I lack is to be proficient to see MY doctor (liberty) without having to pay 4 times more than someone else in another outback for that right. Why can’t we effect that without all of the other rigamarole? How indefatigably is that?

There IS no unbosom exchange with form at this bring up because both the firm and the insurance companies get in the way between YOU AND THE Artefact. A happen free of charge sell would strike out those middlemen. A truly redeem demand would be physicians competing against each other. Those that offered the superb services at the overwhelm value with the superb results would react to to the top. As contrasted with, we pay out the ying yang to insurance companies - the corresponding of 35%+ of our make revenues. Banks will only advance you 1/3 of bawdy revenues to support a quarter….something that acclimatized to be the biggest purchase and % of the monthly expense pie. Now we are paying 1/3. And you stare what is illegal with the control? The insurance companies are sucking us dry. You “disencumber merchandise” people are not very promising, are you?

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