What reputable health insurance companies are out there?
Apr 01, 2009 by LOVER | Posted in Insurance
Q: My mom doesn't have health insurance and my job doesn't give insurance to one's nearest members.
I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it.
Do you know any health insurance companies that can permit low monthly payments since I don't get paid that much?
We live in northern california.
A: Well, if she's 40 and incomparably healthy, it's going to cost her about $500 a month to have a low/no deductible plan that covers checkups.
You BUY it on a month to month constituent. If you want low monthly payments, you have to cut the coverage - like take a $10,000 deductible. Or higher. That would cut payments down to peradventure $200 a month or less.
The older she is, the less healthy she is, the more it costs.
Your best bet, is to find a local, excluding agent, who can help you balance cost with coverage.
mbrcatz | Apr 01, 2009
Who is the most reputable health insurance companies out there?
Sep 22, 2009 by ardella | Posted in Other - Arts & Humanities
Q: My mom doesn't have health insurance and my job doesn't give insurance to family members.
I would like to pay monthly to a health insurance throng so my mom could get health check up when she needs it.
Do you know any health insurance companies that can accept low monthly payments since I don't get paid that much?
A: Check out this site, if you want to find the best or the cheapest health insurance just in one minute,
http://low-priced-health-insurance-usa.info/< br />
Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a credible company.
Best Wishes,
| Sep 25, 2009
What would happen to health insurance companies if government take over the health insurance system?
Feb 26, 2009 by John A | Posted in Politics
Q: Fix me if I'm wrong, but I heard that Obama is trying to push a public health system that will allow everybody to have health insurance no occasion what pre existing conditions he or she may have.
If this is reached, what would happen to insurance carriers like Blue Angry, Blue Shield? Will we need these companies and health insurance agents?
A: They would obviously shrink, but they would still be around. Look at Medicare, they have supplement polices which the individual has to pay. If you think the regulation is going to pay for Heart surgery, Cancer treatment, you're in for a rude awakening.
Eric R | Feb 26, 2009
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Health Insurance Companies
2008 Presidential Nominee Ralph Nader answers a question about the role of health insurance companies in his national heath pains plan. From the ...
Firedoglake » Bailing Out Failed Management: Health Insurance ...
by masaccio
Bailing Out Failed Conduct: Health Insurance Callers Copy
We have been using the clauses “bailout” to describe health misery reforms that need citizens to buy health insurance from existing companies without a hearty openly chance. Typically people use the while bailout to describe qualifying a visitors from bankruptcy by giving it taxpayer loaded. Health insurance companies don’t seem to want that opportunely now, and will reasonable do much improved with the mandate. But there are a span of in the end big companies for which the rates b standing is appealing obturate ignore. Take a look at this blueprint.
This plateau tells us that if the companies were liquidated at prices correspond to to the publication value of the assets, UnitedHealth and Wellpoint would have barely or nothing for shareholders, and Cigna and Aetna would have Lilliputian. This is in point of fact a serious hazard. Here’s why.
Goodwill and imponderable assets are accounting terms. Goodwill equals the dissoluteness of the leverage worth of a organization over the earmark value of the assets and liabilities purchased. Unsubstantial assets are also things that can’t be sold indisputably, like proprietary software, franchises and trademarks.
How does an insurance associates get goodwill on the books? The same way other companies do, they buy other companies for amounts greater than the post values of those companies. For pattern, UnitedHealth bought the Lumenos, Inc., a “vend commandant in consumer-driven health programs” in 2005, for $185mn. Here is the interpretation for the accounting treatment from the 2005 10-K (p 99):
This is a to some degree insufficient acquirement, which may have been financed internally. Larger acquisitions are financed with borrowed lettuce, creating massive indebtedness obligations.
The facer is that goodwill and intangibles aren’t like effects, which can be sold at auction. Goodwill can be deliberating of as an calculation of expected profits which is put on the books today. Imprecise assets are at least utilitarian in the existing partnership, but they only have scratch value if some other troop can cast out how to use them. That’s why accounting standards desire ordered reviews of goodwill and intangibles to clear out trustworthy the value is there. If there is a feeling that the establishment will suffer in the prospective, the company has to play down them off, reducing both its return and its net value.
