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Will my auto insurance rates go up if the accident is not my fault?

Jan 17, 2007 by adopted | Posted in Insurance & Registration

Q: I persevere in texas and a year ago, rear ended a vehicle in a low speed accident. They made a contend, but I did not. My insurance rates did not go up.

Today, I was hit from behind on the ice. The vehicle, a jeep, drove away as I was trying to gain purchase and right my vehicle to avoid another collision. I did not get their license plate.

I have no choice but to march with my insurance company. Will my auto rates go up? And would it have been any different if my vehicle had been hit in a parking lot without my being there?

A: It is a dissimilarity as you were in control of the vehicle. Being on the roadway makes it a not at fault accident. In the parking lot, it is fitting a hit and run. It would be like whether or not you were parked at your house or driving down the road. Either way, you rates should not go up at all. It was a not at fault accident that you would couldn't power. If your rates do go up, I suggest finding a company that will not raise your rates if you have an accident that is not your fault.

Do MA auto insurance rates drop after three years of being insured?

Feb 10, 2009 by murf1179 | Posted in Insurance & Registration

Q: Next year will affirm three years that i have had auto insurance through commerce insurance. I got a newer car this year and my rate went up $600. I was wondering if it was staunch that your rates drop after being insured for three years. And if they do is there a percent that they drop in MA.

A: You can parallel how the insurance quotes would change, for example here - carinsurance.yoll.net

What auto insurance companies DON'T use a credit score when deciding rates?

Jul 26, 2007 by Nynavey | Posted in Insurance & Registration

Q: I'm against the preparation of using credit scores (i.e. insurance scores) to decide auto insurance rates. Does anyone know of a society in the U.S. that doesn't use the practice?

A: whether you're against it or not, it's a constituent. and sorry, i dont know of ANY companies out there that don't use it. i know about 99% use credit scores, so correct luck finding the one or two that havent jumped on that wagon... yet.

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