Why does the premium drop when you add home insurance to an car insurance?
May 19, 2009 by Galactus | Posted in Other - Pets
Q: When one has car insurance alone, insurance companies report that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original car insurance alone... Why should insurance companies take less premium for providing more navy?
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A: Many companies step a discount for bundling services as a way to attract more business. Same as the cable company giving you a dismiss when you add internet or phone service.
Bozema | May 19, 2009
Why does the premium drop when you add home insurance to an auto insurance?
Feb 10, 2007 by SK | Posted in Insurance
Q: When one has auto insurance alone, insurance companies have that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original auto insurance alone... Why should insurance companies take less premium for providing more employ?
A: It's a "parcel discount" - an incentive to write BOTH lines of business.
They do that, because circumstance shows that if you have one policy with one company, and another with a different company, they're less likely to retain your proprietorship - ie, the OTHER company has an "in" to write the rest of your business easier.
mbrcatz | Feb 10, 2007
Whats the difference between home insurance and rental insurance?
Jun 22, 2009 by jayna | Posted in Renting & Real Estate
Q: for my rental fortune? Is it a good idea to switch home insurance to rental insurance when a tenant is living in my rental assets just in case if they smashed some holes on the wall, or some damages on the property? Where i can merit comparison with home insures?
Thanks!
A: You prerequisite to change or they will not pay if you have a claim. Holes are not covered, neither is most tenant damage. But, you still need fire injure, weather, etc etc.
Also, if you are going to allow animals check your policy, they are not likely to screen your property if you allow any dangerous animals.
Try this site
http://best-home-insurance-comparator-us a.blogspot.com/
Here you can get quotes from distinct home insurance companies in your area, its the best way to find an affordable home insurance with a reliable company.
| Jun 22, 2009
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Garner Woman Charged With Filing False Insurance Claims
23.10.09
Amass, N.C. -
A Garner woman was arrested Thursday for allegedly having someone set her home on fire and then filing an insurance rights.
According to a press release from the Department of Insurance, 32-year-old Kimberly Joyce Smithson was arrested on charges of larceny and breaking and entering, filing a factitious report, insurance fraud, and obtaining property by false pretenses.
One arrest reason states Smithson stole diamond, sapphire, pearl, emerald and gold jewelry totaling more than $14,000. Investigators state that Smithson stole the jewelry while house sitting for a friend in Rocky Mount.
Another carte blanche claims Smithson filed a fraudulent insurance claim in April claiming that a lacking perspective screen TV an a digital camera were stolen from her home. She received a payment of $310.46 for her claimed losses.
Additional arrest warrants state that Smithson had someone set her Garner home on fire and then filed an insurance seek for $9,389 for property destroyed in the fire.
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