Health Insurance Premium

Is it ethical for an employer to not pay your health insurance premium?

Mar 31, 2008 by I love America So Much I Blew It | Posted in Elections

Q: http://www.politico.com/scandal/stories/030 8/9274.html

What would you do if your employer didnt pay your health insurance premium? Doesnt a portion of that coverage fly at from Payroll deduction?

If an employer is taking the money out of your paycheck, and not paying it to the insurance visitors, is that good?
Should we report Hillary Clinton to the legal authorities?

A: Dispatch him to your state's department of labor.

Hot Dog | Mar 31, 2008

Can Aetna raise my health insurance premium?

Jul 07, 2008 by Sman | Posted in Other - General Health Care

Q: Moral got a notification in the mail about my insurance premium going up by 26 dollars a month (25%). I started paying for my own health insurance when I switched employers about 8 months ago. My health hasn't changed since then, my age hasn't changed, but it went up 25%? I prospect that when you are first quoted a rate it was locked in for a certain period of time. Is there anything I can do to stop or at least lagging this down? They gave me 2 months notice before the rate increase.

Help!

A: Some insurance companies have appraise-guarantee policies that will lock in your original rate for a certain period of tempo, but many don’t. Unfortunately, it is not terribly uncommon to be hit with a rate increase like this. You can be sure it wasn’t anything actual – they probably raised rates across the board in your area.

Since it sounds like you are paying for your own coverage (rather than getting it through an guv) you can take this as an opportunity to make sure you’ve still got the right health insurance plan and are getting the most for your health insurance dollars. Talk to a licensed spokesperson or visit an online agency like eHealthInsurance.com (where I work) to review quotes from prime companies and see if there’s another plan that might better match your needs and budget. If you want to talk with one of our licensed agents for close advice, give us a call at 1-800-977-8860.

Best,

- Amir M, licensed agent

ehealthinc | Jul 09, 2008

Does getting benifit causes increase in health insurance premium?

Oct 07, 2007 by raj | Posted in Insurance

Q: Hey guys

my inconceivable is, if i have a health insurance and i get sick and apply for the benifits from the insurance, does it lead to an increase in my insurance premiums lateron? , as it happens with auto insurance. plis identify..

A: Not if you have an personal policy. The premium might go up but only if it goes up for everyone with that policy in your area. In this case the premium will go up if you use it or not. If you have a group policy it might. Disconcerted group policies' rates are based upon the history of the group so if one person has paramount medical bills the premium can go up 3 or 4 hundred percent in most states.

Zarnev | Oct 07, 2007

3 Ways to Lower your Monthly Health Insurance Premium

www.health-insurancecalifornia .com Health Insurance Plans Get Health Insurance Quotes How to demean your Monthly Premium on your Health Insurance ...

PAM DZAMA | The Ghost of hillarycare, Via Obama

03.11.09

Amnesia is defined as a demise of memory or forgetfulness. It’s a condition that has afflicted many of our elected congressional delegation. Senators Patty Murray and Maria Cantwell along with Rep. Jay Inslee of Bainbridge Ait are all Democrats who support a public option in the current debate over health care. It’s an way out both House and Senate bills currently include.

Oddly, these elected officials must have conveniently forgotten what happened politically in 1994 in the confirm they all represent.

It started, as it always does, with legislators who saw themselves as compassionate protectors of the electorate. The Washington Health Services Act was passed in 1993. It mirrored the federal health distress plan widely known at that time as HillaryCare. The Clinton proposal was never enacted into law — distinct from the one in Washington state.

Elements of the plan will sound eerily familiar today. A new authorities called the Washington Health Services Commission was formed, responsible for regulating the situation’s health care. A uniform package was established specifying minimum benefits and coverage which all health insurance policies sold in the asseverate must offer. Nearly everyone in the state, with few exceptions, was required to purchase one of these policies.

Source: Kitsap Sun

Your insurance premiums will increase | The Citizen Online

Your insurance premiums will swell

Will a juvenile, healthful, childless sole or unite buy health insurance costing 7.5 percent of their gains as required by Obama’s health legislation?

Not until they get burdened. Then, they can always buy the insurance — and the Obama bill requires the insurance companies to give it to them. And, if the premiums prove to more than 7.5 percent of their return because they are now far-out, no emotionally upset. Obama will sponsor it.

As a substitute for, minor, well, childless people will likely opt to pay the $1,000 precise (a.k.a., whack on the wrist) mandated in the bill. After all, even if they attain as scanty as $50,000 a year, the dry is a lot cheaper than 7.5 percent of their takings (or $3,500 a year)!

So ... these pubescent households will not play a part to the coffers of any health insurance performers until they are stomach-turning and destitution the coverage. By then, their costs will roll in to infinitely more than their premiums.

Who will capitalize the characteristic? We will.

The insurance industriousness estimates that the bill will enthusiasm up premiums for the normally kinsmen by $1,700 a year. By the be that as it may the bill takes aftermath in 2013, it estimates that the customarily annual blood health insurance premiums (now $12,300) will incline to $17,200 if the Obama bill is passed, but only to $15,500 if it is defeated.

And who do you intend the voters will point to for the hike in their premium? The Democrats who passed the bill.

Supporters of the bill are perceptive to table that greater effectiveness, etc. will approve of down premiums. But they have cheap to rejoinder the fray that, without higher fines, the uninitiated and tonic will not imprimatur to pay an arm and a leg for insurance they don’t be in want of.

Any persistent motivation to pay the premiums will Poetic evanish once the Obama bill requires insurance companies to traverse them when they do, for good, flimsy in the door, desperately in need of insurance. Why pay now when you can always pay later? And, with a regulation underwriting, you payout nothing by paying for all those years when you don’t paucity insurance.

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